Applying for a loan

How do I qualify for an Easy Cash ASAP installment loan?

Once you apply for an installment loan, we will be able to tell you whether or not you qualify for an installment loan.

To apply for an installment loan, you will need:

• A job or other regular source of income
• A checking or savings account
• A valid email address and phone number, AND
• To be at least 18 years old

Where are Easy Cash ASAP loans available?

Installment loans are currently available to residents in the state of Missouri, Texas, Wisconsin, Utah, and South Carolina.

When will I know if my Easy Cash ASAP installment loan is approved?

Once you complete your application online, we will give you a call to complete the remainder of the application process. Your account manager will then be able to tell you whether or not you qualify for an installment loan.

How long does the application process take?

The application process is fast and easy. Most people complete the entire process in ten minutes or less.

Why does Easy Cash ASAP need to contact me?

We want to be able to answer any questions that you have before you complete the loan process. When you complete your online application, an account manager will give you a call to complete the remainder of the application and to tell you whether or not you are approved for the loan.

When do I get my money?

Once you are approved and you agree to the terms of the loan, your funds will be deposited into your account either same day delivery or within one business day.

I don't live in Missouri, am I still eligible for an online installment loan?

To be eligible for a Missouri installment loan, you must reside in the state of Missouri. If you live in another state, please visit our locations or availability & rates page to find out more information about your states rates and terms.

Understanding the cost of an Easy Cash ASAP Installment Loan

What is the interest on an Easy Cash ASAP installment loan?

The Annual Percentage Rate (APR) expresses the cost of the loan, including all interest charges and expected fees, as a percentage of the amount borrowed converted to an annual rate. The APR will vary according to your state of residence, pay frequency, promotional discounts, etc.

How do I decide if an Easy Cash ASAP installment loan is right for me?

Only you can decide if an installment loan is right for you.

Banks, credit cards, or even friends and family may be able to offer you better loan terms. We encourage you to check with them before you apply for an installment loan.

An advance of money obtained through an installment loan is not intended to meet long-term financial needs. An installment loan should only be used to meet immediate short-term cash needs.

Common Terms and Phrases

Payday Loans

A short-term loan that can help you cover immediate cash needs until you receive your next paycheck.

Installment Loans

A loan where you borrow a set amount of money all at one time. You repay the loan over a fixed number of payments, known as installments.

Lender

An organization that lends money.

Same Day Funding

It is a funding option available via wire to applicants that obtain loan approval prior to 3:30 P.M. CST M-F and available via debit card funding for customers with participating banks during all hours of operation.

Paying off your loan

How do I make payments on my Easy Cash ASAP installment loan?

Once you receive your loan funds, your payments will be automatically deducted from your checking account each time you get paid. We do this because it is more convenient for you -- no hassle, no trips to the post office, and no yellow stickies on your fridge to remind you to mail a payment!

If the yellow sticky approach works for you, you can also mail us checks at:

Easy Cash ASAP

P.O. Box 11443

Overland Park, KS 66207

What if I have problems paying off my installment loan?

Please let us know if you think you are going to have problems making a payment. We will work with you to get you back on track. Just make sure that you get in touch with us at least two days before your payment is due.
If you miss a payment, your daily accumulation of interest will still continue to accrue over time. Your account manager can assist you with getting back on track. For further repayment assistance, please contact us directly at (816) 287-2041.

What happens if I don't pay off my loan?

First and foremost, if you are running behind on your loan, please give us a call at least two days before your payment is due. We can usually work something out.
If you don't make a payment, you will be in default at the specified time frame listed in your loan agreement. We will also provide written and verbal notification of your missed payment. Failure to satisfy the obligations of your consumer agreement may declare your entire outstanding balance due and give us the ability to proceed with the collection of the remainder of your full contract balance.

How do I contact Easy Cash ASAP?

For general inquiries and account questions, contact us at:

• Phone:(816) 287-2041

• Email:info@easycashasap.com
• customerservice@easycashasap.com

For inquires regarding collections, contact us at:

• Phone: (214) 504-3400.
• Email:collections@easycashasap.com

Your Information

What do you do with my personal information??

Details about our privacy and information-sharing practices can be found at policy can be found at easycashasap.com/privacy-policy

Why do you need my bank account information?

We need your bank account information to be able to deliver your loan funds to you. When you are approved for an installment loan, and agree to accept the loan under specific terms and conditions, we will deposit the funds directly into your bank account. Your bank account information may also be used for verification purposes and repayment of your loan as outlined in your consumer agreement.

Easy Cash ASAP Terms of Service