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Applying for a loan

Understanding the cost of an Easy Cash ASAP Installment Loan

Paying off your loan

Working with Easy Cash ASAP

Your Information

Easy Cash ASAP Terms of Service


Applying for a loan

How do I qualify for an Easy Cash ASAP installment loan?

Once you apply for an installment loan, we will be able to tell you whether or not you qualify for an installment loan.

To apply for an installment loan, you will need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number, AND
  • To be at least 18 years old
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Where are Easy Cash ASAP loans available?

Installment loans are currently available to residents of the state of Missouri, Texas, and Wisconsin.

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When will I know if my Easy Cash ASAP installment loan is approved?

Once you complete your application online, we will give you a call to complete the remainder of the application process. Your account manager will then be able to tell you whether or not you qualify for an installment loan.

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How long does the application process take?

The application process is fast and easy. Most people complete the entire process in ten minutes or less.

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Why does Easy Cash ASAP need to contact me?

We want to be able to answer any questions that you have before you complete the loan process. When you complete your online application, an account manager will give you a call to complete your application, tell you whether you are approved, and answer any questions you may have.

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When do I get my money?

Once you are approved and you agree to the terms of the loan, your funds will be deposited into your account in as little as 24 hours or less if you select our same day delivery option.

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Understanding the cost of an Easy Cash ASAP Installment Loan

What is the interest on an Easy Cash ASAP installment loan?

The Annual Percentage Rate (APR) expresses the cost of the loan, including all interest charges and expected fees, as a percentage of the amount borrowed converted to an annual rate. The APR is calculated based on the loan terms and will vary by state. However, the APR for all three states of operation will not exceed 675%.

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How do I decide if an Easy Cash ASAP installment loan is right for me?

Only you can decide if an installment loan is right for you.

Banks, credit cards, or even friends and family may be able to offer you better loan terms. We encourage you to check with them before you apply for an installment loan.

An advance of money obtained through an installment loan is not intended to meet long-term financial needs. An installment loan should only be used to meet immediate short-term cash needs.

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Paying off your loan

How do I make payments on my Easy Cash ASAP installment loan?

Once you receive your loan funds, your payments will be automatically deducted from your checking account each time you get paid. We do this because it is more convenient for you -- no hassle, no trips to the post office, and no yellow stickies on your fridge to remind you to mail a payment!

If the yellow sticky approach works for you, you can also mail us checks at:

Easy Cash ASAP

P.O. Box 11443

Overland Park, KS 66207

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What if I have problems paying off my installment loan?

Please let us know if you think you are going to have problems making a payment. We will work with you to get you back on track. Just make sure that you get in touch with us at least two days before your payment is due.
If you miss a payment, your daily accumulation of interest will still continue to accrue over time. Your account manager can outline the exact amount for you. Also, you may be charged a $10.00 insufficient funds fee if your payment by check is returned to us unpaid by your bank.
To get help with your loan, send us an email at info@easycashasap.com or call (816) 287-2041.

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What happens if I don't pay off my loan?

First and foremost, if you are running behind on your loan, please give us a call two days before your payment is due. We can usually work something out.
If you don't make a payment within 90 days of your scheduled or deferred due date, you will be in default according to your loan agreement. If it becomes necessary for us to notify you of your default, we may declare your entire outstanding balance due and proceed to collect the entire contract balance.

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Working with Easy Cash ASAP

How do I contact Easy Cash ASAP?

For general inquiries and account questions, contact us at:

For inquires regarding collections, contact us at:

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Your Information

What do you do with my personal information??

Details about our privacy and information-sharing practices can be found at policy can be found at easycashasap.com/privacy-policy

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Why do you need my bank account information?

We need your bank account information to be able to deliver your loan funds to you. When you are approved for an installment loan, and agree to accept the loan under specific terms and conditions, we will deposit the funds directly into your bank account. Your bank account information may also be used for repayment of your loan as well.

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Easy Cash ASAP Terms of Service

What's your renewal policy?

Easy Cash ASAP only permits borrowers to take out one installment loan at a time. Once you pay off an existing loan with us, you would then be eligible to apply for another Easy Cash ASAP installment loan.

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How does Easy Cash ASAP comply with regulations on short-term loans?

Easy Cash ASAP has designed its lending compliance program to meet the requirements of federal regulations as managed by the Consumer Financial Protection Bureau and the Federal Trade Commission in addition to requirements that apply to the states in which we operate. Easy Cash ASAP is a state licensed lender in Missouri and Wisconsin, as well as a licensed credit service organization in Texas. We are committed to treating each customer fairly while working to uphold the applicable laws and regulations of each state in which we operate.

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